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- Calculation of the cost of E-OSAGO in Moscow
- Registration of the MTPL policy in electronic form.
- Checking an electronic policy in Moscow.
- Law on electronic compulsory motor liability insurance
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Today, every driver who is registered in the territory of the locality of Moscow is provided with the service of issuing an OSAGO policy or, in other words, a Compulsory Motor Liability Insurance Agreement. You can go through the registration process in 2 ways:
- In the first case, in the electronic version (electronic OSAGO policy, e-OSAGO, e-policy), yes, now the policy can be issued while sitting at home in Moscow and drinking tea;
- And in the second, as it was done before, in paper form. This document is protected from counterfeiting using special technologies.
If you suddenly get into an accident (traffic accident), then both documents will have the same legal force. The only difference between these two ways is that in the first case you receive a document by e-mail, and in the second you will have to independently get to an insurance service representative, where you will receive a form established by law.
Of course, there is one more nuance. People of retirement age and villagers do not particularly trust and do not recognize Internet technology. But it will be difficult for both of them to get to an insurance representative. As a rule, it is difficult for pensioners due to their age, and for village people due to their place of residence. And even if a deal is concluded in person, people have more confidence that no one deceived them, since:
- Firstly, the document is issued immediately to the client.
- Secondly, the document is signed by both parties.
- Thirdly, a receipt is issued indicating that the insured person deposited funds.
Registration of the MTPL policy in electronic form.
Absolutely all insurance companies sell electronic policies. Next, after you go through the registration process, you will have your own password and login. You will need this in order to log into your personal account. You will also receive your login and password via email or SMS to your mobile phone.
You can pay for this service by credit card or using other payment options.
After the policy arrives in your email, you should print it out. And if stopped by a traffic police inspector, present the document.
How to choose an insurer on the Internet to obtain an electronic MTPL policy
Currently, the following companies have ordered electronic insurance policies:
- Alrosa;
- Alpha Insurance;
- VSK;
- VTB insurance;
- Helios Reserve;
- Dalakfes;
- Twenty first century;
- Euroins;
- Zetta Insurance;
- Ingosstrakh;
- Intouch Insurance;
- Itil Armyets;
- Liberty Insurance;
- MAX;
- MSC;
- Hope;
- NASCO;
- Parity-SK;
- Prominstrakh;
- Renaissance Insurance;
- RESO-Garantiya;
- Rosgosstrakh;
- Swissreserve;
- Siberian House of Insurance;
- SOGAZ;
- Agreement;
- Insurance business group;
- Surgutneftegaz;
- Tinkoff;
- UralSib;
- Hoska;
- Energy guarantor;
- ERGO-Rus;
- YuzhUralAsko.
At the same time, some insurance companies from the above list offer to extend the policy only to their own clients. The rest allow you to extend the insurance policy regardless of where the previous contract was concluded.
There are several ways to obtain electronic insurance. You can do this directly on the auto insurer’s website, but you can also do it through the State Services website. Today it is a very popular platform for performing a wide variety of transactions - not only insurance.
As mentioned earlier, you can apply for compulsory motor liability insurance not only on the State Services portal, but also directly on the insurer’s website. This is convenient because if you have been working with this company for a long time, then you have your own personal account where you can manage the services offered. In addition, when applying for compulsory motor liability insurance, you will not be forced to impose additional services, as when visiting an office.
There are a lot of insurance companies. If you are already a client of one company and you are satisfied with it, then you do not need to search the Internet for sites of other companies. If you are applying for compulsory motor liability insurance for the first time, then it is advisable to ask friends and acquaintances who are already insured somewhere about this company, its advantages and disadvantages.
One of the most common insurance companies is ROSGOSSTRAKH.
An example of applying for car insurance via the Internet at ROSGOSSTRAKH
So, we decided to purchase an MTPL policy on the ROSGOSSTRAKH website. To begin with, we will prepare all the necessary documents and data, so that later during the registration process we do not have to run around and look for anything.
— Previous OSAGO policy
— Vehicle Registration Certificate (VRC)
— Passport of the owner of the vehicle (PTS)
— Driver’s licenses of all those whom you want to include in the policy;
— Email for registration;
— Bank card for paying for compulsory motor liability insurance.
We start by registering on the ROSGOSSTRAKH website if this is your first time, or logging in if you already have an account.
Enter your email address and click the “Get password” button. An email with a password will be sent to the specified address, which must be entered for further registration. This is a temporary password and in the next step you will be asked to come up with a permanent one.
Next, we go to the data entry page, according to which the cost of compulsory motor liability insurance will be calculated.
Having entered all the data, click the “Calculate” button. The program checks the correctness of the data using the SAR database. If there is a discrepancy, an error will be thrown. Therefore, try to contribute carefully, without rushing.
At the next stage, we enter data about the car, which we take from either the STS or the PTS. You can also use your previous insurance data.
Click the “Next” button and proceed to entering data about the owner of the car.
In addition, you will need to enter data from your previous MTPL policy.
Click “Next” and confirm the entered data, after which the program begins checking them through PCA.
The verification may take some time. After it expires, the program will either skip you further if there are no errors, or give you this same error. Most often this is what happens.
This happens most often due to a discrepancy between the entered data and the data provided on the RSA website. Any fields that are incorrect will be highlighted in yellow. Having corrected them, you will go further to the payment page.
Payment is made from a bank card. Once the payment is confirmed, you will receive a policy via email. You can print it out and take it with you. You don’t have to carry a paper version, but you should have an electronic version of it – the number. When the inspector asks, you give the number and he punches it into the database. But it is still better to carry a paper copy, since it may turn out that not all patrol officers have access to the database.
In order to obtain car insurance online, you must submit the following documents:
- First, the owner of the vehicle must register on one of the websites of the company that deals with insurance.
- Next will be a request to enter data regarding yourself and your car, which is requested by the company management.
- After this, the system will determine what the final cost of the purchased policy will be. In this case, all coefficients are taken into account, such as region, etc.
- After the completed actions, the most difficult and crucial moment comes - the data entered on the site is verified with those available in the RSA database. This stage is considered the most problematic, since the information provided on the RSA website is not always true.
- If all the above steps are successfully completed and the reconciliation is successful, the future owner of the insurance policy will need to make a payment. This can be done in different ways, for example, using a bank card or the payment system webmoney, qiwi, yandex and others.
- After the specified amount has been paid, the company management will send an insurance policy form to the registered person’s email address or personal account. And to become the full owner of the document, you just need to print it.
This law took a long time to be adopted, but since the beginning of 2021 it has come into force - any insurance company offering its services on the market is obliged to provide its clients with electronic MTPL policies, which can be issued online. Car insurance via the Internet has long been considered the norm and commonplace in many countries, but in our country it is not widespread yet. And in vain, in our opinion.
Now there is no mediation between the policyholder and the client - no agents, no brokers, now everything is transparent and simple, which means the cost becomes lower. In addition, it will take very little time to provide yourself with a policy - even if you remember the problem the day before the expiration, you can solve it instantly.
It is worth noting a couple of nuances associated with this innovation. Now, in the event of an insured event, if the insured has an error in filling out data in the policy, which reduced its cost, the insurance company can afford to recover the entire amount that was paid to the victim. But even if the error is noticed outside of the accident, they may be asked to pay the difference.
It is impossible not to mention one more detail: now, as soon as an insured event is recorded, the car must be inspected without fail by representatives of the insurance company. Until then, it will be impossible to even turn to independent experts for help.
One of the main rules for insurance companies, with the introduction of the law on the provision of online services, is continuous insurance over the Internet, compulsory motor liability insurance must be issued at absolutely any time, the site cannot simply go for “maintenance” - in this case, you will first need to contact the Central Bank.
By the way, now not only an experienced motorist or the owner of a new car can buy a policy without leaving home. This service is available both to happy owners of newly purchased cars and to citizens who have no driving experience.
Electronic MTPL policies eliminate many of the problems that are inherent in traditional compulsory motor insurance policies. There are 4 advantages that electronic “vehicle certificates” have:
- Registration of a policy takes very little time. In most cases up to 30 minutes.
- No more overpricing and corruption among insurance agents. No more waiting for forms that are always in short supply.
- There is no need to be tied to a specific branch or even city. If you forgot to renew your policy and it expires during a long trip, you can renew it from any device with Internet access.
- The insurance company no longer has the opportunity to impose additional services and include them in the insurance.
You can read more about the pros and cons of using an electronic MTPL policy in our article.
In legal terms,
In our country, as in most economically developed countries, liability insurance for car owners is mandatory, which covers the costs of repairs or treatment of everyone who was injured due to the fault of the insured motorist. Without such a policy you cannot even drive.
Violation of this rule may result in a fine or even loss of your driver's license. Compulsory liability insurance for car owners and drivers can be called the most effective way to resolve disputes regarding compensation for damage received as a result of an accident.
However, the personal loss of the person responsible for the accident is not an insured event of the compulsory insurance package; for this purpose, there are other types of this service provided on a voluntary basis.
If a car owner has taken out a voluntary insurance policy for his transport and protection of his health, then it does not matter to him who is to blame for the accident, and he can also be calm in the event of theft of the car or other means of damage.
If, however, the driver or owner of the car is confident in his safety or simply does not want to spend extra money, he has the right not to take out such a policy, risking incurring losses from his own budget in the event of damage to the vehicle or himself that is not covered by the compulsory insurance policy .
Accordingly, two (2) types of car insurance can be distinguished: voluntary and compulsory. And any car owner with enough experience will not deny the importance of both types of insurance, since situations on the road are different and it is impossible to prevent all possible scenarios, and even more so, to protect the car from intruders.
Changing the information specified in the policy
It's no secret that every driver, within a certain period of time, needs to make changes to the insurance policy (electronic OSAGO policy, e-OSAGO, e-policy). For example, to the same list of approved drivers to drive a vehicle.
To do this you need:
First of all, you need to send an application form to the insurance company.
Secondly, the application will be checked for several days.
It is the responsibility of the insurance provider to check and make adjustments. Next, if the driver is added to the list, the company sends you an invoice for the additional payment of the insurance premium. After making the additional payment, the insurance representative is obliged to send you the amended policy by e-mail. Then this policy should be printed and replaced with the old one. You should REMEMBER one simple truth: you are not obliged to prove anything to anyone.
Pros and cons of online registration
The advantages of a system that solves the question of how to insure a car through State Services include saving time and simplicity of the procedure. It is convenient for those owners whose insurance company is located geographically remotely. Another advantage is the ability to use E-OSAGO and its paper original.
The disadvantage of this service is that an electronic policy is not issued for the car from the showroom. This is due to the lack of registration plates on the car, and without them the relevant information will not be entered. You should also check the entered information for errors and typos. If they were admitted, compulsory motor liability insurance will not be issued, and problems will arise when meeting with traffic police inspectors.
Russian legislation obliges insurers to provide online services for creating an electronic policy. This simplifies the procedure for preparing documents and saves owners time. When figuring out how to get car insurance through State Services, it is important to remember that mistakes and typos should not be made. If they are present, the document is considered invalid.
Checking an electronic policy in Moscow.
In order to check the policy, for example, for authenticity, you need its series and number. There is a service on our website that performs this function. As a result, you will receive a vehicle that is registered under the MTPL electronic number that you indicated. Plus, the status of the policy in Moscow will be indicated.
A car owner can apply for an electronic insurance policy in Moscow in two ways: by contacting an insurance company or using an online service. To calculate the price from the insurance agent, you need to collect and provide him with all the necessary documents, having previously reached the location of the insurance agent. Most often, when it comes to the office of an insurance company, you sometimes have to wait in a long line, wasting a lot of precious time in it, explain to the insurance agent the purpose of your visit, wait until he makes all the necessary calculations, etc. And if you end up in the insurance agent’s office at lunchtime, or the insurance agent can’t find your honest, legal discount in the system, and if... and if... and if... A lot of time and nerves are wasted on this. For what?
In order to find out the cost of an E-osago policy in Moscow, there is a much simpler and less time-consuming way. To do this, you just need to visit the company’s website, enter all the data necessary for the calculation into the ready-made calculation form and send it for calculation. The advantages of the second method are obvious, aren't they? You significantly save a lot of time and nerves. An online calculator for calculating the cost of electronic insurance in Moscow will determine it in a matter of seconds. And what is important, the system will not make errors in calculations, which is typical for humans. And the main thing and the most pleasant thing is that you don’t have to go somewhere, stand around waiting in line, go from office to office looking for the right specialist, explain something to him, etc. You can solve this routine task without getting up from your work chair or cozy home sofa!
Our insurance company has been specializing in motor vehicle insurance for decades! We invite you to take out a compulsory motor third party liability insurance policy (electronic compulsory motor insurance) on our website. Anyone can purchase a policy from us online, since we have created a simple and intuitive interface even for an inexperienced user. In addition, when purchasing a policy on our website, you get a favorable price, because when purchasing an electronic insurance policy on our company’s website, insurance agent commissions are excluded from the price, and you save up to 20% of your own funds.
Among our main and undeniable advantages:
- 1. Fast service. We know the value of time and value your time, so issuing a policy with us goes as quickly as possible, without compromising the quality of paperwork.
- 2. Individual approach to each client. We try to study the situation of each specific client from the inside and find the optimal solution to the difficulties that arise.
- 3. Low tariffs. In our work, we use the lowest possible tariffs for issuing electronic insurance policies. We don't have a goal to earn all the money in the world. Our goal is a fast and hassle-free service for purchasing electronic insurance.
Before purchasing a policy on our website, you can calculate its cost. You can also decide in advance on the form of payment. This can be payment by bank card, electronic wallets Qiwi, WebMoney, Yandex Money. If the price calculated by the system on our website suits you, then you can immediately begin payment. To do this, you may need to indicate your email address, where upon completion of registration and payment we will send your electronic policy. The system will also ask you to enter your payment details and all you have to do is click the “Pay” button. Since electronic payments are made through secure communication channels, you can be absolutely sure that your funds will not be lost and will arrive at our address as soon as possible. As a rule, a couple of minutes is enough for this. After payment, you can print your electronic insurance policy from a letter in your email.
To apply for an electronic insurance policy on our website, you will need a minimum of documents:
- • passport details of the owner and all people included in the insurance (full name, series, number);
- • rights (series and number);
- • vehicle registration certificate;
- • diagnostic card (technical inspection for cars older than three years is required by law);
Also, for an accurate calculation, you will need to enter data on the power of the car, the driving experience of all people included in the policy, and the region of permanent residence.
You can be absolutely sure that all the information you enter on the site is sent to us via electronic communication channels in encrypted form and is completely confidential. The system only checks the accuracy of the provided data and compares it with the data in the general RCA database.
Appearance of the policy.
So, you issued an electronic MTPL policy through an insurance company or they helped you, it’s not so important. One way or another, you have a file with the MTPL policy in electronic form (PDF). And you want to make sure that you didn’t just spend money, but that you received an official insurance document. First, look at what your policy looks like. Open the file. It is necessary to verify all the data indicated in the e-policy, since if the data is indicated incorrectly, you will not receive any insurance payment in the event of an accident! On the second back there should be an electronic seal or enhanced electronic seal - this is a set of characters in a special encoding. For example, below you can see what an OSAGO policy from the ROSGOSSTRAKH insurance company looks like.
Why do they check policies?
In fact, there are only a couple of reasons why you would want to check your MTPL policy.
- The first and most important reason for checking an MTPL policy is fraud. To prevent you from being deceived and your money not going to an unknown place, you need to check your compulsory motor liability insurance policy.
- The second reason is that you simply need to find out the status of a particular policy. This is most often needed by insurance agents. This is where checking the status of your MTPL policy comes to the rescue.
The process of reforming the compulsory motor liability insurance sector
As already indicated, this process began in 2019. Over the next three years, the rules will continue to change in this direction. There are three stages in this reform. Each of them has its own deadlines for implementation. In particular, all steps involve certain adjustments in the insurance sector. For example, the first stage began in January 2021, it provided that there would be an expansion of the possibility of increasing tariff rates.
The limit is set at 20 percent. At the same time, the changes affected the calculation of the bonus-malus coefficient, as well as the amount of experience of an individual driver and his age category. The next stage began in September 2021, when the rate corridor increased to 40 percent.
ATTENTION !!! In the future, it is planned that from January 2022 the rate will vary within 30%. At the same time, the coefficients developed at the regional level will be cancelled. It is also not planned to apply coefficients responsible for the power of the vehicle in the future.
It is planned that at the second stage, insurers will be given the authority to determine at their own discretion the value of the applied coefficients. This will significantly affect the value of the policy.
Law on electronic compulsory motor liability insurance
Below will be presented parts of the texts of official laws on the introduction of electronic compulsory motor liability insurance. There will also be links to the laws themselves.
Federal Law of April 25, 2002 No. 40 FZ (as amended on November 4, 2014)
On compulsory civil liability insurance for vehicle owners
7.2. A compulsory insurance contract can be drawn up in the form of an electronic document, taking into account the features established by this Federal Law. After the policyholder pays the insurance premium under the compulsory insurance contract, the insurer sends the policyholder an insurance policy created using the automated compulsory insurance information system created in accordance with Article 30 of this Federal Law, in the form of an electronic document signed with an enhanced qualified electronic signature insurer in compliance with the requirements of the Federal Law of April 6, 2011 N 63-FZ “On Electronic Signature”.
Letter of the Main Traffic Safety Inspectorate of the Ministry of Internal Affairs of Russia dated July 3, 2015 No. 13/12-u-4440. To the head of the Central Traffic Safety Inspectorate of the Ministry of Internal Affairs of Russia, heads of traffic police departments at the regional level
On changes in the legislation of the Russian Federation
clause 6. In the prescribed manner, ensure that traffic police squads carry out checks using the resource located at the address in the IMTS network of the Ministry of Internal Affairs of Russia, or the official website of the Russian Union of Auto Insurers (by entering information about the state registration plate and VIN of the vehicle) to determine the presence or absence of compulsory motor liability insurance policies owners of vehicles who have concluded an MTPL agreement in the form of an electronic document. If there is information in the information system about the conclusion of such an agreement, exclude bringing the driver to administrative liability under Part 2 of Article 12.3 of the Code of Administrative Offenses of the Russian Federation.
Regulation of the Central Bank of the Russian Federation No. 431-P dated September 19, 2014
On the rules of compulsory civil liability insurance for vehicle owners
1.1. A compulsory insurance contract can be concluded either by drawing up and issuing a compulsory insurance policy to the policyholder on paper, or by drawing up and sending him a compulsory insurance policy in the form of an electronic document in the cases and in the manner provided for by these Rules. 1.3. When performing registration actions in relation to a vehicle, the fulfillment of the owner’s obligation to insure his civil liability is confirmed by presenting to an employee of the registration authority a compulsory insurance policy or information printed on paper about the conclusion of a compulsory insurance agreement in the form of an electronic document.
Procedure for registration of compulsory motor liability insurance in the Russian Federation
Today, citizens are responsible for obtaining insurance policies for motorcycles, cars and other vehicles. The process of obtaining this act is regulated by the provisions of several legal acts.
Including:
- Federal Law “On Compulsory Motor Liability Insurance”;
- Resolution developed by the Central Bank of Russia in 2013.
In addition, the Ministry of Finance has also created several regulations aimed at regulating the issue at hand. Other obligations imposed on citizens who own a car are prescribed in the legislation on the liability of this category of persons. Since the adoption of this act (2003) until now, no large-scale adjustments have been made to it. At the same time, in 2021, most cases in civil courts were considered regarding insurance.
For this reason, the country's authorities decided to carry out reform in this area. This is necessary so that citizens have the opportunity to issue policies in different ways. The provisions of the reform were developed by representatives of the Central Bank together with the Ministry of Finance. The changes first began to apply in January 2021.
Other organizations
Saint Petersburg
Apply for electronic MTPL - St. Petersburg. Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Moscow
Apply for electronic MTPL - Moscow. Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Khimki
Apply for electronic MTPL - Khimki. Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Volgograd
Apply for electronic MTPL - Volgograd. Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Bryansk
Apply for electronic MTPL - Bryansk. Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Belgorod
Apply for electronic MTPL - Belgorod. Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Astrakhan
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Arkhangelsk
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Blagoveshchensk
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Barnaul
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Kirishi
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Thais(pos.)
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Pinery
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Vyborg
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Meadows
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Lodeynoye Pole
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Tikhvin
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Kingisepp
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Ivanovo
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Voronezh
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Vologda
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Cherepovets
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Kaluga
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Kaliningrad
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Irkutsk
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Kemerovo
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Novokuznetsk
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Mezhdurechensk
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Kostroma
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Krasnoyarsk
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Sochi
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Krasnodar
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Lipetsk
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Kursk
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Mound
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Velikiy Novgorod
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Nizhny Novgorod
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Murmansk
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Novosibirsk
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Orenburg
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Omsk
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Permian
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Penza
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Eagle
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Sterlitamak
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Ufa
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Pskov
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Syktyvkar
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Petrozavodsk
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Elista
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Rostov-on-Don
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Kazan
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Saransk
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Ulyanovsk
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Izhevsk
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Surgut
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Nizhnevartovsk
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Tyumen
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Tula
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Tomsk
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Tver
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Tambov
Apply for electronic MTPL - Tambov. Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Stavropol
Apply for electronic MTPL - Stavropol. Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Nizhny Tagil
Apply for electronic MTPL - Nizhny Tagil. Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Ekaterinburg
Apply for electronic MTPL - Yekaterinburg. Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Balashov
Apply for electronic MTPL - Balashov. Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Saratov
Apply for electronic MTPL - Saratov. Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Samara
Apply for electronic MTPL - Samara. Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Ryazan
Apply for electronic MTPL - Ryazan. Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Yaroslavl
Apply for electronic MTPL - Yaroslavl. Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Cheboksary
Apply for electronic MTPL - Cheboksary. Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Vladimir
Apply for electronic MTPL - Vladimir. Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Grigorievskoe (c)
Apply for electronic MTPL - Grigorievskoe (c). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Kabanovo (c)
Apply for electronic MTPL - Kabanovo (c). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Kraskino (town)
Apply for electronic MTPL - Kraskino (urban town). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Russkinskaya (d)
Apply for electronic MTPL - Russkinskaya (d). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Peaceful (c)
Apply for electronic MTPL - Mirnoe (c). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Small Bases (p)
Apply for electronic MTPL - Small Bases (p). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Chagoda (town)
Apply for electronic MTPL - Chagoda (urban town). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Mouth (c)
Apply for electronic MTPL - Ustye (c). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Gryazovets
Apply for electronic MTPL - Gryazovets. Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Esso (c)
Apply for electronic MTPL - Esso (c). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Vyksa
Apply for electronic MTPL - Vyksa. Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Novozavidovsky (town)
Apply for electronic MTPL - Novozavidovsky (urban settlement). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
KAZ (p)
Apply for electronic MTPL - KAZ (p). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Nagorsk (p)
Apply for electronic MTPL - Nagorsk (p). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Doroginya (p)
Apply for electronic MTPL - Doroginya (p). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Mekhonskoye (c)
Apply for electronic MTPL - Mekhonskoye (c). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Sejm (c)
Apply for electronic MTPL - Seimas (c). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Volovo (c)
Apply for electronic MTPL - Volovo (c). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Gadlya (c)
Apply for electronic MTPL - Gadlya (c). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Hill
Apply for electronic MTPL - Kholm. Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Pussy (c)
Apply for electronic MTPL - Pussycat (c). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Upper Balkaria (from)
Apply for electronic MTPL - Upper Balkaria (c). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Guzeripl (p)
Apply for electronic MTPL - Guzeripl (p). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Demyanka (p)
Apply for electronic MTPL - Demyanka (p). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Chicherino (d)
Apply for electronic MTPL - Chicherino (d). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Sazhino (c)
Apply for electronic MTPL - Sazhino (c). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
Zhizica (d)
Apply for electronic compulsory motor liability insurance - Zhizica (d). Online calculation of policy costs for all insurance companies. Registration of any categories of vehicles on the platform.
