What is accident analysis: everything a driver should know

If, as a result of a traffic accident, only 2 vehicles collided, there were no injuries or deaths, and damage was caused only to property, then the legislation allows for a significant simplification of actions directly at the scene of the accident without the participation of police officers. This allows you to significantly reduce the time required to complete documents that are necessary to receive payment from the insurance company. Let's look at how to fill out a European protocol in case of an accident.

The European accident report/notification does not recognize the guilt or innocence of the participant in the accident. A correctly completed European protocol form will speed up the work of the insurance company and reduce the time it takes to receive insurance compensation.

How to draw up a Euro protocol in case of an accident: sample, requirements and documents

The opinion of the culprit of the traffic accident that after filling out the Europrotocol, the further process does not concern him is erroneous. He must send or bring the Notification form to the insurers. Otherwise, the company will have grounds to recover the amount of damage from the culprit after it pays it to the injured party.

• Location of the traffic accident - you must indicate the address, street intersection.
• Date and time.
• The number of victims is only two.
• It should be noted here that there were no injuries.
• In the paragraph on the examination for alcohol intoxication, you must put your handwriting. If there are doubts about the sobriety of one of the participants in the accident, you should call the traffic police. “Drunk” accidents cannot be regulated by the European protocol. In addition, it is impossible to conduct an inspection without inspectors.
• The point about material damage to other vehicles – put a dash through. The Europrotocol is valid only with the participation of two cars, and if otherwise, the form is not counted as a Europrotocol.
• Witnesses to a traffic accident - if you find them, enter their details.
• The point about the participation of the traffic police is a dash.

Filling rules

We mentioned earlier that before drawing up an explanatory note, the driver should decide on the side he takes in a traffic conflict.

After all, the completed forms for the initiator of an accident and the injured motorist will be noticeably different. To better understand the difference between the culprit of the accident and the victim, we will look at three different examples of filling out an explanatory letter.

For the culprit

Being one hundred percent sure that he was wrong in a traffic accident, the citizen needs to write the following in the explanatory document:

“I, Ivanov Stepan Aleksandrovich, driving a VAZ-2109 car (registration number P877PA98) drove onto the roadway from the yard without giving priority to the Mercedes S200 car. Due to bad weather conditions, I was unable to see the mentioned traffic participant in time. I fully admit my guilt in the incident.”

It is important to know! As you can see, the presented explanatory report about the accident contains a minimum of information, since one of the participants in the conflict voluntarily took the side of the initiator of the accident. But in practice, a similar lack of information about witnesses to a collision occurs quite often. After all, few people want to spend their time analyzing the situation at the traffic police and visiting the State Traffic Inspectorate every day.

For the innocent

If the motorist is one hundred percent sure of his innocence in the accident, then he will have to enter more extensive information into the explanatory note. And it will look something like this:

“I, Petrov Ivan Sergeevich, moving along the street. Trubnikov 16 A, in a VAZ-2110 car (state number G875RA98) with a passenger Andrey Pavlovich Sidorov, while wearing a seat belt, collided with a Moskvich car, which was reversing along the left side of the road. Weather conditions allowed the second participant in the traffic conflict to see my car in advance. There is dashcam video of the accident. I do not consider myself guilty in this situation, and I refuse to testify in my favor, in accordance with Art. 51 of the Constitution of the Russian Federation."

Despite the fact that the law requires participants in a traffic conflict to provide a more detailed explanation of the accident, car owners are not required to enter all the data. In the absence of some information, you can refer to absolutely any reason (the culprit tried to escape from the scene of the accident, and therefore his license plate number could not be seen, or the driver was focused on driving through a dangerous area, which is why he did not notice the details of what happened, etc.).

For those unsure of the situation

As practice shows, the parties most often cannot find out among themselves exactly who is to blame for an accident and who is not. And in this case, we are not talking about a complete denial of guilt by both drivers, but about the uncertainty that arises among the participants in the accident due to the stress they received. In such circumstances, you need to act as follows:

• The driver's full name, make and license plate number of his car are included in the header of the explanatory sheet;
• The fact of a collision is indicated (it is not worth describing the details, as this may work against you);
• The conclusion mentions that the motorist does not consider himself guilty (even if this is not entirely true).

Also, it is imperative to exclude from the explanatory note all possible eyewitnesses of the car accident, since their information may differ from the true picture of the accident. As evidence when making a compensation payment under compulsory motor liability insurance, lawyers recommend using only the recording from the video recorder (if available).

How to correctly write the circumstances of an accident

Cassation appeal On February 22, 2021, an accident occurred on Varshavskoye Highway in the area of ​​house 10 involving a MAZ vehicle driven by I.A. Gavuchak. and Ford Ka, license plate T 634 KS 90 under my control. The traffic police inspector of the State Traffic Safety Inspectorate of the Internal Affairs Directorate of the Southern Administrative District of Moscow, M.I. Zhokhov, arrived at the scene of the accident. I was found guilty of this accident, an administrative protocol was drawn up against me, and a fine was ordered to be paid. I did not admit my guilt in the protocol, since I was not the culprit of this accident. I wrote a detailed and reasonable explanation for the accident report.

Good afternoon Question about a criminal case regarding an accident. A fatal accident occurred, killing three people. The culprit was driving on a secondary road, violated a stop sign and crashed into a car driving on the main road. In the car of the victims, everyone died, in the car of the perpetrator, only the driver was injured, in his car there were two more of his minor children. By the verdict of the Rostov-on-Don military garrison court, the perpetrator under Part 5 of Art. 264 of the Criminal Code of the Russian Federation, sentenced to 3 years in prison in a general regime colony.

The most common mistakes when preparing documents about an accident and how you can influence them

The most common mistakes in documents

• It happens that due to the abbreviated name of the insurance company of the second party to the accident, it is impossible to determine exactly which insurer issued this policy
• The number and series of the insurance policy of the second party to the accident are incomplete or the numbers are mixed up
• There is no data on how many people are involved in road accidents
• The certificate does not contain information about violation of traffic rules or there are no specific traffic rules that were violated
• There is no data on the absence or presence of victims in the accident, i.e. there are no persons who suffered harm to health or life
• Damages to the vehicle resulting from the accident are not all listed.
• There is no information about the license plate numbers of the vehicles involved in the accident.

If the second participant cannot or does not want to wait for the arrival of traffic police workers. Then be sure to write down all the details of his car, and if he pleads guilty, then take a receipt from him in which the culprit admits that he has no claims against other road users.

Examples of filling out applications and claims in case of an accident (author shock66)

In accordance with Art. Art. 12, 15, 151, 1064, 1079, 1099, 1100, 1101 of the Civil Code of the Russian Federation, art. Art. 28, 29, 100, 131, 132, 139, 140 of the Civil Procedure Code of the Russian Federation and based on the above:

In addition, I incurred additional expenses: • for the conclusion on the amount of loss of commodity value of 1,500.00 rubles, which is confirmed by a copy of receipt No. 014905; • for a conclusion on the cost of restoration repairs - 1,200.00 rubles, which is confirmed by a copy of receipt No. 014839; • for drawing up a pre-trial claim to the insurance company 1,000.00 rubles, which is confirmed by a copy of receipt No. 015069; • expenses for a representative (legal assistance) 5,000.00 rubles, which is confirmed by the agreement and a copy of receipt No. 015070; • for issuing a power of attorney for a representative - 500.00 rubles, which is confirmed by a receipt for cash receipt order No. 9 in the amount of 100 rubles. and 400 rub. – in the text of the power of attorney; • postage costs 100.00 rubles; • payment of the state duty of 852.98 rubles, which is confirmed by receipt No. 109.

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How to correctly describe the circumstances of an accident in a notice

If a brief summary of the circumstances of what happened is allowed on the front side of the document, then on the back side you will have to describe the whole situation as accurately and in detail as possible so that the insurance company employees do not have any questions about the circumstances of the incident.

This circumstance will in no way affect the amount of payments, since the legal requirements will be met, and the notice will be among the package of documents required to be handed over to the insurance company employee.

We write the circumstances of the accident correctly

Thus, the OSAGO Rules say that in the event of an accident, drivers must fill out a Notification of a Road Accident, regardless of whether the traffic police were called or the registration was only according to the Europrotocol procedure.

Fill out the form correctly

When drawing up a notice, the motorist must follow these recommendations:

1. In the header of the document we indicate information about the location of the accident, time, date, and number of victims.
2. We list all vehicles involved in an accident in a specially designated field. We also indicate the following information about each car: license plate number, make and model, STS or PTS number, license plate number and series, insurance policy number, name of the insurance company, and its address. Here we list the participants in the accident.
3. We describe the circumstances of the accident. Here you should tick off all the moments of what happened. We also sketch a diagram of the accident.
4. We list the visible damage to cars. Next, each of the participants in the accident puts his signature.

An example of filling out the circumstances of an accident, a blow to the right in front

1. When drawing up the Europrotocol, i.e. the participants did not involve police officers in the process.
2. The use of such schemes is advisable if there are no victims, and the participants agree with the assessment of the circumstances of the incident.

If they are not there, then you must check box 7; — when filling out paragraph 13, you must indicate a specific part of the vehicle, and not list all the damage; - It is necessary to indicate all visible damage. Only those damages specified in this notice will be reimbursed.

Description of accident sample

Responsibility: the driver of car “B” violated paragraph 17.3 of the traffic rules. Circumstances of the accident: The driver of car “A” was making a left turn or a U-turn at an intersection (including at the permitting signal of a traffic light or a traffic controller) and did not let car “B” pass, which was moving straight in the opposite direction or making a right turn.

• time, date and coordinates of the incident;
• the scene of the incident is described with the names of nearby streets, and the road with driving directions;
• information about the insurer, insurance policy;
• the location of the impact, as well as all damage to one and the other vehicle;
• Full name, address of the car owner and make of his car;
• circumstances and scheme of the accident.

Notification of an accident under compulsory motor liability insurance

• clause 1 Vehicle . A vehicle is selected whose driver fills out the back side of the notice.
• clause 2 Circumstances of the accident . The circumstances of the accident are briefly described: street names, direction of movement of vehicles, position of the vehicle, etc.

In the absence of a description of visible damage to a particular part (element), the insurance company, when considering the application for payment, has the right to conclude that this part (element) was damaged not as a result of this accident, but under other circumstances, which may lead to refusal to reimburse the cost of repair (replacement) of the part. Invisible (hidden) damage will be identified and described during inspection of the vehicle (property) by experts. p.17 Road accident diagram : carefully draw a road accident diagram. Indicate the names of streets, the direction of movement of vehicles, the position of the vehicle at the time of the collision and their final position, the location of traffic lights, road signs and their location, road marking lines (dividing strips, white line, prohibited movement, etc.), and, if possible, — location and configuration of mud scree, fragments, fragments, braking marks, skid marks, etc.

How to fill out the circumstances of an accident on the back of the European protocol

After filling out the front side of the notification of a traffic accident, the participants in the accident can leave and fill out the circumstances of the accident, having thought everything over carefully. Of course, this is not a key point in the European protocol, but a lot also depends on what is written in it. Unfortunately, there are very few examples on the Internet that would make it clear how to correctly describe the circumstances of the accident. Below is a sample notification form, which is filled out with mutual consent of the drivers.

It probably makes sense to consider several situations that can happen during a traffic accident. But as you understand, it is impossible to grasp the immensity, so here are typical examples:

How to correctly fill out an accident report:

• carefully read all the questions in the form, prepare the necessary documents;
• write in legible handwriting, or better yet, in block letters if your regular handwriting is difficult to read;
• give direct, literal answers without any ambiguity;
• on the reverse side, cross out all empty lines with a cross or the letter “Z” so that nothing can be added to them later;
• use a ballpoint pen.

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General recommendations for filling out the notice

It is advisable to draw up a notice before the traffic police arrive. It is undesirable to make sketches or drafts, and then fill out the document after leaving, this can lead to the data being reflected incorrectly.

The notice must be filled out only with a ballpoint pen; gel or ink paste may blur due to a humid environment. A document filled out in pencil can even be forged.

Both samples of the front part are equivalent documents, so there is no need to worry too much about who exactly will get the original. If several cars were damaged in an accident, then several copies of the notice regarding each other’s position are drawn up. For example, if there was a collision of 3 cars, then the driver of the car in the middle will receive 2 notifications: regarding himself and the car in front, as well as himself and the car behind.

Description of accident sample

Responsibility: the driver of car “B” violated paragraph 11.1 of the traffic rules. Circumstances of the accident: The driver of car “B” began to overtake a vehicle traveling in the same direction, without making sure that car “A” had already started overtaking “B”.

• cars are designated by rectangles, signed as A, B;
• at the bottom of the document there should be a link that points to the designation (for example, A - Nissan Qashqai vehicle, and its registration number;
• references to the accident indicated in the diagram, signs and traffic lights must be noted.

An example of filling out the circumstances of an accident, a blow to the right in front

If several cars were damaged as a result of an accident, an accident notice is also drawn up, the sample of which remains the same. But there are more of them. For example, if three cars in a row collided, then the driver of the car in the middle will have to fill out 2 notices: one is filled out with the driver of the car in front, and the other - with the participant whose vehicle was behind.

As a last resort, give your explanations in court. Also, this can be done by a person who has legal grounds for this. By this we mean that the person who applies for payments to the insurance company has a general power of attorney, or if the car is registered to a legal entity, then this driver must be included in the OSAGO policy.

What to do next

After filling out the notice, the citizen must submit it to the insurance company. Only the owner of the vehicle or his legal representative has the right to contact the insurer with a demand for compensation. To represent individuals, a general power of attorney is required. The representative of the legal entity can be the motorist whose name is included in the insurance.

The victim can file a claim for compensation with his or her insurance company or contact the insurer of the person at fault for the accident. The request must be submitted within 5 days from the date of the accident. After examining the documents, the insurer determines the day of inspection of the vehicle. The motorist must present the car for examination on the appointed day.

What to write in the application form for insurance payment under MTPL circumstances of the incident

What to do if there is no Road Accident Notification form? It doesn’t matter which participant in the accident the Notice is used, so you can use the form of the second participant in the accident. For future reference, obtain two sets of blank forms from your insurer and keep them in your car. Does the culprit need to send a Notice to the insurance company? If you intend to apply for insurance payment, then attach to the application your copy of the Notice, the front and back of which are completed. If you believe that there are no grounds for compensation for the harm caused to you (you are at fault for the accident), then send the completed Notice to your insurance company. If the accident was registered without the participation of traffic police officers, then for failure to notify the insurer, the culprit may be held liable for compensation for the damage caused.

The amount of damage caused as a result of a traffic accident that occurred » » in hours minutes at the address: under the following circumstances: with the participation of, (indicate the full names of drivers, brands, models, state registration numbers of vehicles, names of insurers, details of insurance policies) amounts to () rubles, which is confirmed. The cause of harm was recognized as: , (full name) which is confirmed. Please transfer funds using the following details: . Attachments: 1. Certificate of a traffic accident issued by the police department responsible for road safety, if the paperwork on the traffic accident was carried out with the participation of authorized police officers. 2. Notification of a traffic accident. 3.

Do I need to fill out a notice?

Some drivers do not specifically fill out an accident report. In this case, the requirements of current legislation are violated.

Today, a traffic accident can be recorded in two ways:

• calling traffic police inspectors to the scene;
• by completing the European protocol yourself.

Motorists have the right not to call a traffic police inspector in the following cases:

1. There are two drivers involved in the accident.
2. Both motorists have an MTPL policy.
3. During the collision, only those involved in the accident were injured (no pedestrians were injured), and the vehicle was not seriously damaged.
4. The parties came to an agreement regarding all the circumstances of the incident.

In other situations, traffic police should be called to the scene of the incident. But even in this case, those involved in the accident will have to fill out a notification. It indicates all the circumstances of the accident. The main thing is not to miss important details, because the calculation of insurance payments depends on attention to the nuances.

In accordance with the requirements of the Insurance Rules, in order to receive payments, the victim must contact the insurance company of the person responsible for the accident, submitting a protocol and notification of the accident. The insurer reserves the right to refuse to accrue payments if the applicant has not submitted all documents.

If the second driver refused to fill out the form, then the victim enters his data, indicates information about the culprit’s vehicle and makes a note that the other participant in the accident did not want to fill out a notification. The reluctance of the culprit to fill out the notice does not in any way affect the amount of payments. The main thing is to comply with the requirements of current legislation by providing the insurer with a complete package of documents.

Sample of filling out a notification of an accident

1. Place and date of the accident.
2. number of injured/dead.
3. Was an intoxication test carried out?
4. Material damage.
5. Information about witnesses.
6. Was the registration carried out by a traffic police officer?
7. Points with vehicle data.
8. Information about the insurer.
9. Damage data.
10. Notes.
11. Circumstances of the incident (plus several subparagraphs).
12. Drivers' signatures.

Both parties must agree to self-registration. Regardless of whether they consider themselves guilty or victims. A third party may also suffer damage. For example, the city administration, if there is damage to city property. For obvious reasons, she will not be able to participate in the design. Each party must have valid insurance for the damaged vehicle.

Structure of an accident notification form

An accident notification form will be required in the following cases:

• Road accident involving 2 or more cars;
• participants in an accident have a valid MTPL insurance policy;
• As a result of the accident, damage was caused to personal property, transport and the health of participants in the accident (passengers inclusive).

The notification form is issued to the car owner after the conclusion of the insurance contract. The document consists of 2 components: the front side and the back. The back side of the front part is made according to the principle of a carbon copy, it is divided into 2 parts, the original remains for the victim, and a copy for the culprit of the accident .

The following information is indicated on the front:

• date and time;
• the location of the event in detail (city, street, houses, name of the highway, direction of travel);
• data on policyholders, insurers, policy data;
• information about the damage caused, damage to another car;
• complete information about the owner of the car, make of the car;
• circumstances of the incident, schematic representation of the accident.

If traffic police officers arrived at the scene of the events, the following information is also entered:

• traffic police officer badge number;
• information about a medical examination for drug or alcohol intoxication.

Rules for drawing up an accident diagram. Read about the diagnostic card for an accident here.

Find out how to draw up an accident scene inspection report at the following link:

Reverse side includes:

• information about who was driving the car at the time of the accident;
• if 2 or more cars were damaged in an accident, information about all participants in the incident is indicated;
• notes and other information.

Important! The front side, if possible, is filled out by both participants in the accident. The reverse part must be filled out separately by each participant.

Brief instructions for filling out are located on the back of the document. A sample of filling out a notification of an accident can be found on many web resources.

Notification of an accident under compulsory motor liability insurance

• clause 13 Place of initial impact : the arrow indicates which part of the vehicle the first impact occurred. It is necessary to clearly mark the location of the initial impact, and not the parts that are damaged.
• clause 14 Nature and list of visible damage . It is necessary to describe the nature of damage to parts and elements as accurately and briefly as possible. When characterizing damage to car elements, depending on the degree of damage, select one of: scratch, dent (deformation), rupture (crack).

• clause 1
  Location of the accident: city, street, house closest to the accident site or street intersection if the accident occurred at an intersection. Outside a populated area - name of the route, kilometer and direction of travel.
• clause 2
  Date and time of the accident.
• p.3
  Number of vehicles damaged as a result of an accident.
• p.4
  Number of injured and killed in the accident.
• p.5
  Was drivers examined for alcohol or drug intoxication (only when registering an accident involving traffic police officers).
• clause 6
  Presence of material damage to other vehicles and property.
• clause 7
  Witnesses to an accident: if there are no witnesses, the entry “no witnesses” is made; if there are, then their last names, first names and patronymics, addresses and telephone numbers are indicated. If these are passengers of your vehicle or another vehicle (involved in an accident), underline the names in order to clarify this.
• clause 8
  Police officer badge number (only when registering an accident involving traffic police officers).

How to fill out the front side?

This part contains spaces in which you need to indicate where the accident occurred, when (down to the minutes), who was involved in it, whether they have compulsory motor liability insurance policies (read about what to do if the culprit does not have an insurance policy here), and also what damage was caused. The front part is filled out by both participants in the accident and each of them signs the specified information.

The notice must be filled in:

1. location of the accident and date (we also check the time with other participants);
2. number of wounded and dead (dashes must be added);
3. fact of examination for intoxication (a check mark is placed next to the word “no”);
4. number of damaged vehicles (from two from 2021);
5. data of road accident witnesses (personal data and telephone numbers);
6. information about the traffic police officer who was present (badge number);
7. technical parameters of all vehicles involved in the accident, VIN, driver's license number, certificates, age, driver experience;
8. contact details of participants (address, telephone number);
9. OSAGO number, insurance period;
10. the location of the initial impact (indicated by an arrow);
11. list of damages (for each participant in the accident);
12. circumstances of the accident (in the form of a questionnaire);
13. accident diagram and comments (for both sides).

The notice is signed by all participants in the accident. A note is made about whether the car can move independently, and whether there was damage to other property other than cars.

Description of the harm received

The section with this name must be filled out especially carefully, since the amount of the payment depends on it. Clearly list the number and type of damage (for example, broken headlights, glass, damaged bumper, etc.). If you receive a scratch or dent, it would be good to indicate their size.

There is no need to write repair prices in this section, just a dry list of damaged machine elements. If you do not take something into account in this list, and then it turns out that there is still additional damage, the insurer may well refuse to pay on this basis.

In this section, only damage visible to the naked eye is recorded; for internal problems, an expert will be invited to make his conclusion (you will learn about why an independent expert is needed and what types of examinations there are, here). But the person filling out the notice can, for example, enter the phrase: “hidden damage is possible,” which in the future minimizes the risk of refusal of compensation. For more details on what the size of payments depends on and how insurers estimate the cost of damage, read our article.

Circumstances of the accident

This section must be completed in brief form. In essence, this is a questionnaire of 24 questions, where you need to check the boxes next to the desired item. For example, an accident occurred when leaving or entering a parking lot, when entering a roundabout intersection, or while making a U-turn.

Reference! It is necessary to indicate whether there were violations of signs or driving against a prohibiting traffic light. The last paragraphs are usually filled out by the person responsible for the accident. At the end, the number of squares where a tick was placed is noted.

Accident diagram

This is the most difficult section of the front side of the Notice. Sometimes it makes sense to compile it first in a notebook, and only then transfer the diagram to the form. In addition, you can look at the RSA website, where there are typical diagrams of various accidents and simply find one that suits your case.

The diagram in the notice indicates:

• outlines of the roadway indicating streets and houses;
• lanes and directions of traffic flow;
• directions of the participants in the accident and the schematic position of the vehicle immediately after the collision.

Directions are indicated by arrows. When drawing up, details are important: traffic lights, road signs and marking lines, which are also indicated in the notification diagram. Cars are designated in the diagram by the letters A and B.

Notes

In this section you need to indicate the culprit of the accident. If this is the person who filled out the sheet, then it is written that guilt in the accident is admitted. In the event that agreement regarding guilt is not reached, it is necessary to call the traffic police.

Signatures

After filling out the front side, you need to sign. This is not done by just one driver, but by all participants in the accident. After this, it is no longer possible to make any changes to the notice. Signatures are made separately under the section with the accident diagram, as well as on the back. In the notice, the place for signature is indicated in paragraphs 15 and 18.

If the second driver refuses to sign the document, then you need to fill out and sign it yourself, but indicating the make and number of the car of the other participant in the accident. When both copies of the notice are completed on the front side, they are carefully separated. Each driver takes one sheet for himself. It doesn’t matter who takes the copy and who the original - they have equal power.

Any corrections in the notice are certified by the signatures of the parties.

Important. The most important points of the notice are a list of damages, a diagram of the accident and a description of the circumstances of the accident. They must be filled out very carefully. The culprit of the accident must be prepared for the company to approach him with a recourse claim after settling with the victim.

How to fill out a notification of an accident without calling the traffic police: procedure for completing documents

However, a correctly completed Road Accident Notice form, if you want to exercise your right to settle an insured event in a simplified manner, will speed up the work of the insurance company and allow you to reduce the time it takes to receive insurance compensation.

In paragraph 17, an accident diagram is drawn up. The diagram shows the contours of the roadway indicating the names of streets (roads, etc.), as well as the direction of movement, the final position of vehicle “A” and vehicle “B”, road signs, indicators, traffic lights, road markings, objects that have relation to this accident.

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Step by step example

The front side is common to both vehicles involved in an accident. Fields 1-8, 16-18 are common for both vehicles, fields 9-15 will be filled in by each driver separately - one as vehicle “A”, the second as vehicle “B”.

Information about the vehicle and owner

Entered into fields 9 and 10 of the notice. The make, VIN, state registration plate and number of the vehicle registration certificate for vehicles “A” and “B” are indicated.

Driver data

In field 11, enter the first name, last name, and patronymic of the drivers involved in an accident involving vehicles “A” and “B.”

Insurer data

For insurers, for each vehicle, enter the name of the insurance company and insurance policy details.

Location of impact, damage, accident diagram

The place of impact (column 13) is entered separately for each vehicle, and care must be taken that it does not contradict the place of impact of the second driver.

When listing damage (column 14), you need to fully list visible damage as characteristics of each defect, choosing one of the following: scratch, dent, crack, damage to paintwork.

The road accident diagram (column 17) should show:

• street names, addresses, any other information that allows you to localize an accident;
• marking;
• road signs;
• traffic lights;
• the position of the vehicles at the time of the collision relative to the markings;
• if before the collision other vehicles interfered with traffic, the diagram should include their positions in dynamics, that is, before and after the accident.

The road accident diagram must be signed by both parties and the traffic police officer, if he is present during the preparation.

If it is not clear from the diagram what happened, it will not be taken into account when determining the degree of guilt.

When drawing up an accident diagram, you can use standard diagrams. However, it is unlikely that at the time of an accident, participants will have access to standard diagrams and the desire to understand them, so it is worth spending half an hour of time on this in a calm environment in advance.

Don't forget about location reference, for example:

Circumstances of the accident

The general picture of the circumstances of the accident is entered with check marks in paragraph (16), while the options chosen by drivers “A” and “B” should also not contradict each other.

In this case, you should accurately indicate the type of movement or stop of transport and not confuse, for example, parking on the side of the road with stopping at a prohibiting traffic light.

Since filling out an insurance notice often occurs in a stressful situation, it is necessary to understand the proposed terminology in advance.

Note on the Notice and signatures of drivers

A plea of ​​guilty may be reflected in paragraph 15 if it is admitted by both parties, but may not be recognized by the insurance company, so it can be left blank. If a participant in an accident admits his guilt, he must write: “I admit my guilt completely” or enter his reservations. Here you can also include disagreement with the conclusions of the second party to the accident.

Drivers’ signatures indicating agreement with the terms of settlement of the MTPL insurance compensation procedure for this notice in accordance with the specified circumstances are placed in column 18.